<?xml version="1.0" encoding="utf-8"?><!DOCTYPE Zthes SYSTEM "http://zthes.z3950.org/schema/zthes-1.0.dtd">  <Zthes><term><termId>1172</termId><termName>Operaciones bancarias</termName><termType>PT</termType><termLanguage>es</termLanguage><termVocabulary>Tesauro</termVocabulary>	<termStatus>active</termStatus>	<termApproval>approved</termApproval>	<termSortkey>Operaciones bancarias</termSortkey><termNote label="Registro Aleph"><![CDATA[ 7040 ]]></termNote><termCreatedDate>Operaciones bancarias</termCreatedDate><relation><relationType>BT</relationType><termId>7880</termId><termName>Derecho bancario</termName><termType>PT</termType></relation><relation><relationType>NT</relationType><termId>8360</termId><termName>Contratos bancarios</termName><termType>PT</termType></relation><relation><relationType>NT</relationType><termId>9022</termId><termName>Créditos bancarios</termName><termType>PT</termType></relation><relation><relationType>NT</relationType><termId>9025</termId><termName>Créditos comerciales</termName><termType>PT</termType></relation><relation><relationType>NT</relationType><termId>9026</termId><termName>Créditos especiales</termName><termType>PT</termType></relation><relation><relationType>NT</relationType><termId>14790</termId><termName>Giro bancario</termName><termType>PT</termType></relation><relation><relationType>NT</relationType><termId>18952</termId><termName>Operación bancaria activa</termName><termType>PT</termType></relation><relation><relationType>NT</relationType><termId>18953</termId><termName>Operación bancaria de servicios</termName><termType>PT</termType></relation><relation><relationType>NT</relationType><termId>18954</termId><termName>Operación bancaria pasiva</termName><termType>PT</termType></relation><relation><relationType>NT</relationType><termId>18955</termId><termName>Operaciones de las instituciones de banca múltiple</termName><termType>PT</termType></relation><relation><relationType>NT</relationType><termId>18956</termId><termName>Redescuentos</termName><termType>PT</termType></relation><relation><relationType>NT</relationType><termId>6283</termId><termName>Transferencias bancarias</termName><termType>PT</termType></relation><relation><relationType>RT</relationType><termId>1123</termId><termName>Actos de comercio</termName><termType>PT</termType></relation><relation><relationType>RT</relationType><termId>3910</termId><termName>Bancos</termName><termType>PT</termType></relation><relation><relationType>RT</relationType><termId>4064</termId><termName>Carta de crédito</termName><termType>PT</termType></relation><relation><relationType>RT</relationType><termId>752</termId><termName>Contrato de apertura de crédito</termName><termType>PT</termType></relation><relation><relationType>RT</relationType><termId>6255</termId><termName>Contrato de cuenta corriente</termName><termType>PT</termType></relation><relation><relationType>RT</relationType><termId>3950</termId><termName>Contrato de fideicomiso</termName><termType>PT</termType></relation><relation><relationType>RT</relationType><termId>785</termId><termName>Contrato de préstamo mercantil</termName><termType>PT</termType></relation><relation><relationType>RT</relationType><termId>8288</termId><termName>Contrato de servicio de cajas de seguridad</termName><termType>PT</termType></relation><relation><relationType>RT</relationType><termId>3362</termId><termName>Emisión de obligaciones</termName><termType>PT</termType></relation><relation><relationType>RT</relationType><termId>12641</termId><termName>Emisión de títulos de crédito</termName><termType>PT</termType></relation><relation><relationType>RT</relationType><termId>15665</termId><termName>Operaciones financieras</termName><termType>PT</termType></relation></term>  </Zthes>