<?xml version="1.0" encoding="utf-8"?><!DOCTYPE Zthes SYSTEM "http://zthes.z3950.org/schema/zthes-1.0.dtd">  <Zthes><term><termId>21194</termId><termName>Recaudación de créditos</termName><termType>PT</termType><termLanguage>es</termLanguage><termVocabulary>Tesauro</termVocabulary>	<termStatus>active</termStatus>	<termApproval>approved</termApproval>	<termSortkey>Recaudación de créditos</termSortkey><termNote label="Registro Aleph"><![CDATA[ 7920 ]]></termNote><termCreatedDate>Recaudación de créditos</termCreatedDate><relation><relationType>BT</relationType><termId>4963</termId><termName>Recaudación</termName><termType>PT</termType></relation></term>  </Zthes>