<?xml version="1.0" encoding="utf-8"?><!DOCTYPE Zthes SYSTEM "http://zthes.z3950.org/schema/zthes-1.0.dtd">  <Zthes><term><termId>4879</termId><termName>Reservas de las sociedades mercantiles</termName><termType>PT</termType><termLanguage>es</termLanguage><termVocabulary>Tesauro</termVocabulary>	<termStatus>active</termStatus>	<termApproval>approved</termApproval>	<termSortkey>Reservas de las sociedades mercantiles</termSortkey><termNote label="Registro Aleph"><![CDATA[ 6223 ]]></termNote><termCreatedDate>Reservas de las sociedades mercantiles</termCreatedDate><relation><relationType>UF</relationType><termId>21504</termId><termName>Cuentas de reserva de las sociedades mercantiles</termName><termType>ND</termType></relation><relation><relationType>BT</relationType><termId>1400</termId><termName>Responsabilidad social</termName><termType>PT</termType></relation><relation><relationType>NT</relationType><termId>21505</termId><termName>Reservas de previsión social</termName><termType>PT</termType></relation><relation><relationType>NT</relationType><termId>21506</termId><termName>Reservas estatutarias</termName><termType>PT</termType></relation><relation><relationType>NT</relationType><termId>21507</termId><termName>Reservas legales</termName><termType>PT</termType></relation><relation><relationType>NT</relationType><termId>14382</termId><termName>Reservas ordinarias</termName><termType>PT</termType></relation><relation><relationType>NT</relationType><termId>8284</termId><termName>Reservas técnicas</termName><termType>PT</termType></relation><relation><relationType>NT</relationType><termId>21508</termId><termName>Reservas voluntarias</termName><termType>PT</termType></relation><relation><relationType>RT</relationType><termId>4861</termId><termName>Capital neto</termName><termType>PT</termType></relation><relation><relationType>RT</relationType><termId>4587</termId><termName>Sociedades cooperativas</termName><termType>PT</termType></relation></term>  </Zthes>